Self-Care Gifts That Encourage Wealth-Building Opportunities

The holidays are here, and we all know what that means—shopping for others and, yes, indulging in a bit of self-gifting. If you’re feeling guilty about spoiling yourself, know you are one of 73% of Millennials who plan on doing the same this holiday season. You’ve worked hard this year; don’t factor yourself out of the equation when planning gifts for loved ones. 

Blowing a few thousand on the latest tech gadget is one option. But that comes with the uncertainty that it may become obsolete in a year or two. Naturally, the question arises: why buy next-gen technology when you can invest in it? Now, that’s a gift to yourself that keeps on giving.

Enter NASDX, an index fund that seeks to mirror the performance of the largest non-financial companies on the Nasdaq-100 Index—an investment designed to keep you ahead of the game, even when the holidays have you juggling your time and priorities.

Wealth Planning Meets Self-Gifting

Like many savvy investors, you’re likely focused on setting both personal and professional goals as the new year approaches. NASDX tends to each—with the potential to stabilize and enhance your overall portfolio; this type of self-gifting caters to long-term vision. A NASDX account might not provide the instant gratification of a new smartphone, but it could potentially mean affording 30 of those same smartphones with the money you invest today. 

You’re planting a seed that aims to yield long-term returns, far more valuable than any short-term purchase—now that’s a true indulgence.

There’s No Better Time Than Now to Invest in Long-Term Financial Goals

Hindsight will remind you that the best time to open an investment is always sooner rather than later. As Albert Einstein is credited with saying, “Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn’t, pays it.”

Rather than waiting for the perfect moment to dive into the market, account for the span of time your investments have to accumulate compound returns—building toward your long-term financial goals.

Minimal Effort with a Lasting Impact

Are you still weighing between NASDX and a high-tech purchase? Take, for example, a drone. Navigating the setup can be surprisingly time-consuming, with unexpected requirements like needing a Part 107 FAA license for models over 0.55 pounds. Beyond that, many high-tech items induce supplemental costs, like protection insurance or registration fees. These extra steps and expenses can add up quickly, turning what seemed like a simple purchase into an ongoing responsibility.

Skip the hassle. With NASDX, the setup is simple—you can create an account in less than 10 minutes. By investing in NASDX, you’re purchasing stakes in household-name companies like Microsoft, Apple, and Amazon.

Specs For Your Informed Self Gift-Giving

Historical Performance of NASDX (as of 9/30/2024)

  • Year-to-Date (YTD): 19.59%
  • 1-Year Return: 36.91%
  • 3-Year Return: 11.46%
  • 5-Year Return: 21.63%
  • 10-Year Return: 17.84%

Historical Performance of the Nasdaq-100 Index (for comparison):

  • Year-to-Date (YTD): 19.97%
  • 1-Year Return: 37.48%
  • 3-Year Return: 11.86%
  • 5-Year Return: 21.94%
  • 10-Year Return: 18.51%

NASDX Expense Ratio:

  • Gross Expense Ratio: 0.66%
  • Net Expense Ratio: 0.52%

Self-Gifting Done Right

Don’t let those short-term satisfaction purchases weigh you down. Instead, invest in a gift geared toward wealth building—open a NASDX account today. 

 Important Information

Investors should consider a fund’s investment objectives, risks, charges, and expenses carefully before investing. The prospectus contains this and other information about the fund. To obtain a prospectus, visit www.sheltonfunds.com or call (800) 955-9988. A prospectus should be read carefully before investing.

An investment in the Fund involves risk, including possible loss of principal. Fund information is not intended to represent future portfolio composition. Portfolio holdings are subject to change and should not be considered a recommendation to buy individual securities.

The Fund invests in the largest non-financial companies that are traded on the Nasdaq Stock Market. They are currently concentrated in the technology sector which has been among the volatile sectors of the U.S. stock market. During a declining stock market, this fund would lose money. It would potentially lose more money than other large cap funds.

Important Information for Morningstar® Rating

Nasdaq®, Nasdaq-100® and Nasdaq-100 Index® are trade or service marks of The Nasdaq Stock Market, Inc. which with its affiliates are the “Corporations”) and are licensed for use by the Fund. The Fund has not been passed on by the Corporations as to their legality or suitability. The Fund is not issued, endorsed, sold, or promoted by the Corporations. The Corporations make no warranties and bear no liability with respect to the Fund. Diversification does not assure a profit or protect against lost in a declining market.

It is not possible for individuals to invest directly in an index. Performance figures for an index do not reflect deductions for sales charges, commissions, expenses or taxes.

Shelton Funds are distributed by RFS Partners, a member of FINRA and affiliate of Shelton Capital Management.

Investors should consider a fund’s investment objectives, risks, charges, and expenses carefully before investing. The prospectus contains this and other information about the fund. To obtain a prospectus, visit www.sheltonfunds.com or call (800) 955-9988. A prospectus should be read carefully before investing.

INVESTMENTS ARE NOT FDIC INSURED OR BANK GUARANTEED AND MAY LOSE VALUE.

The reader should not assume that investment decisions identified and discussed were or will be profitable.  Specific investment advice references provided herein are for illustrative purposes only and are not necessarily representative of investments that will be made in the future.